period,core_margin 2020H1,22.6 2020H2,27.2 2021H1,25.8 2021H2,24.4 2022H1,15.0 2022H2,10.8 2023H1,17.4 2023H2,18.3 2024H1,24.8 2024H2,31.5 2025H1,41.8 2025H2,45.6 2026H1,41.4