smart-fin-chart/js/tools/stock-return-calculator.html

<div id="stock-return-calculator" class="return-calculator" aria-label="目标收益反推增长率计算器">
  <div class="calc-heading">
    <h2>目标收益反推增长率</h2>
    <div data-company></div>
    <div class="text-small text-muted" data-context></div>
  </div>
  <div class="viz-controls">
    <label class="form-label">计算方式
      <select class="form-select" data-field="mode">
        <option value="reverse">反推所需盈利增速</option>
        <option value="forward">计算预期年化回报</option>
        <option value="buy">反推最高买入价</option>
      </select>
    </label>
    <label class="form-label">持有年限
      <select class="form-select" data-field="years" aria-label="持有年限"></select>
    </label>
  </div>
  <div class="viz-controls">
    <label class="form-label"><span data-price-label>买入价格（元）</span>
      <input class="form-control" data-field="price" type="number" min="0.01" step="any" required>
    </label>
    <label class="form-label"><span data-profit-label>基期归母净利润（亿元）</span>
      <input class="form-control" data-field="profit" type="number" min="0.01" step="any" required>
    </label>
    <label class="form-label"><span data-pe-label>退出PE（倍）</span>
      <input class="form-control" data-field="pe" type="number" min="0.01" step="any" required>
    </label>
    <label class="form-label">目标年化收益率（%）
      <input class="form-control" data-field="target" type="number" min="-99.99" max="1000" step="any" required>
    </label>
    <label class="form-label">当前总股本（亿股）
      <input class="form-control" data-field="shares" type="number" min="0.01" step="any" required>
    </label>
    <label class="form-label">安全边际（%，按目标回报价格打折）
      <input class="form-control" data-field="safetyMargin" type="number" min="0" max="99.99" step="any" required>
    </label>
    <label class="form-label" data-growth-field hidden>预计利润年增长率（%）
      <input class="form-control" data-field="growth" type="number" min="-99.99" max="1000" step="any" required>
    </label>
  </div>
  <details data-advanced>
    <summary>分红、股本、币种与基期</summary>
    <div class="calc-advanced">
      <div class="viz-controls">
        <label class="form-label"><span data-dividend-label>首年每股现金股息（元）</span>
          <input class="form-control" data-field="dividend" type="number" min="0" step="any" required>
        </label>
        <label class="form-label">每股股息年增长率（%）
          <input class="form-control" data-field="dividendGrowth" type="number" min="-99.99" max="1000" step="any" required>
        </label>
        <label class="form-label">股本年变化率（%，负值为净减少）
          <input class="form-control" data-field="dilution" type="number" min="-99.99" max="1000" step="any" required>
        </label>
        <label class="form-label">利润基期年份
          <input class="form-control" data-field="baseYear" type="number" min="1900" max="2200" step="1" required>
        </label>
        <label class="form-label">股价／股息币种
          <select class="form-select" data-field="tradeCurrency">
            <option value="CNY">人民币 CNY</option><option value="HKD">港元 HKD</option><option value="USD">美元 USD</option><option value="OTHER">其他</option>
          </select>
        </label>
        <label class="form-label">财报利润币种
          <select class="form-select" data-field="profitCurrency">
            <option value="CNY">人民币 CNY</option><option value="HKD">港元 HKD</option><option value="USD">美元 USD</option><option value="OTHER">其他</option>
          </select>
        </label>
        <label class="form-label"><span data-fx-label>1单位股价币种＝财报币种</span>
          <input class="form-control" data-field="fx" type="number" min="0.000001" step="any" required>
        </label>
      </div>
    </div>
  </details>
  <div class="calc-actions"><button type="button" class="export-button" data-reset>恢复示例参数</button><span class="text-small text-muted" data-save-status>参数自动保存在本机浏览器</span></div>
  <p class="calc-message text-small text-muted" data-assumptions></p>
  <div data-error role="alert" class="text-destructive" hidden></div>
  <div data-results class="calc-section" aria-live="polite" aria-atomic="true">
    <div class="viz-grid">
      <div class="card viz-stat">
        <div data-main-label>所需归母利润年复合增长率</div>
        <div class="viz-stat-value tabular-nums" data-main-value>—</div>
      </div>
      <div class="card viz-stat">
        <div data-terminal-label>目标年所需归母利润</div>
        <div class="viz-stat-value tabular-nums" data-terminal-value>—</div>
      </div>
      <div class="card viz-stat">
        <div data-exit-label>所需退出价</div>
        <div class="viz-stat-value tabular-nums" data-exit-value>—</div>
      </div>
    </div>
    <div class="text-small text-muted" data-result-detail></div>
  </div>
  <div class="calc-notes text-small text-muted">
    <p>所需增速是达到目标回报的门槛，不是企业盈利预测。退出 PE 是用户假设，本模型依赖未来市场估值，不等于企业内在价值。</p>
    <p>每年末收取股息，末年同时收到股息和退出款；股息按独立增速计算，不自动与利润联动，不计股息再投资和交易税费。股本增加会摊薄每股盈利。</p>
    <p>安全边际按股息与退出款的总现值打折，20% 表示打八折。币种切换不会自动换算已填金额，跨币种请填写有来源日期的固定汇率；本工具不联网获取行情或财报。</p>
  </div>
</div>